Gone are the days when people proved who they are just by showing their IDs or documents. We’ve moved past that stage.
Today, almost everything we do is online. We make transactions, shop online, rent cars, pay bills, invest online and the list goes on. That same way, the way we prove our identify needs to move beyond papers.
Recently, when you go for a business deal or apply for a new job in an organization, your IDs and documents aren’t the only things used to screen you.
Powerful AI is used today to further confirm one’s identity. These AI platforms now screen people within few seconds to reveal their real identity.
The AI systems are advanced machines, it looks deeper into people’s details. It make use of machine learning and computer vision technology to search for peoples’ identity.
For instance, when you take a picture of your passport, the AI will check for unique fonts, hologram or even hidden watermarks that prove it’s authentic. Once it identifies these features and confirms it’s original, then you’ll get verified.
For biometric check, you’ll be asked to take a quick self-picture of yourself. Your picture will be compared with the one on your ID through the AI to check for a possible match.
To detect if you’re a real human, the AI will check for skin color, hair texture, to verify you’re the person in the picture. This is done to prevent scammers from using people’s pictures or videos to defraud people.
Is the use of AI ID verification tech necessary? Yes, it is because:
- It helps build trust
- Relying on manual screening of IDs in the past used to be slow and often inaccurate. But AI is accurate and fast. It can check many people at once, making work easier for companies and businesses.
- It also keeps scammers away, knowing fully well they might get caught.
However, some fraudsters still use AI to create almost perfect IDs or documents. These credentials can sometimes be hard to detect.
But with the use of Jumio’s advanced AI platform, fake identities can easily be screened.
Basically, this article lets you know an advanced AI platform, Jumio, exists. And also find out if your country is among Jumio’s supported countries.
What is Jumio?
Jumio is an advanced AI platform that assists merchants verify customer identity. Jumio’s primarily for businesses but people can also use it for their individual needs.
For businesses
- It helps business owners to verify customers IDs and payments.
- Makes sure that clients meet up with the necessary requirements.
- Stop fraudulent activities from occurring in the business.
For Individuals
- Verify identities online in a crypto platform or financial services.
- Prove people’s real identity without physically going to an office for verification.
- Secure online check for online job application.
Jumio Can Be Used For The Following
- Government IDs check
- Faces match scan
- Anti-spoofing, for prevention of fake photo or video attempts
- Reads information from IDs and fills it in. This includes name, address, birthdate and more from an ID.
- Used by banks, companies and crypto platforms to screen for financial crimes.
Furthermore, banks, businesses and airlines can safely accept new customers without bothering themselves about enrolling fraudsters. Moreover, only those in Jumio Supported Countries can use this service.
How Jumio Works
Jumio works in three main steps
Step 1: Scanning the ID
- Begin by taking a picture of any ID using your business app with Jumio.
- Next, the AI will immediately read the information on the ID.
- The AI will check out for little details that prove an ID is original. It checks for unique fonts, holograms or hidden watermarks. With this, it can detect original from fake IDs.
Step 2: Taking a Selfie For Liveness Detection
Secondly, you’ll take a face picture of the person to prove ownership of the ID.
- The AI will compare the picture to the photo on the ID for possible match.
- For further identification, it might need the person to move head or eye to a certain direction on the screen.
Step 3: The Final Decision
Lastly, Jumio puts both the ID and selfie together to make a quick decision.
- Once the photo on the ID matches the real face, the customer will be verified for immediate service.
- However, if the ID doesn’t match up, the person will be rejected and the business is safe.
List of Jumio Supported Countries:
- Africa: Zambia, Kenya, Nigeria and South Africa.
- Asia: China, India, Indonesia, Japan, Israel, Jordan, Kuwait, Oman, Qatar, Saudi Arabia, United Arab Emirate, Malaysia, Philippines, Singapore, South Korea, Thailand and Vietnam.
- Europe: Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Austria, Belgium, Bulgaria, Croatia, Cyprus, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Russia, Slovakia, Slovenia, Spain, Sweden, Switzerland and United Kingdom.
- Americas: Argentina, Mexico, Peru, United States, Uruguay, Australia, Bahamas, Bahrain, Brazil, Canada, Chile, Colombia and Costa Rica.
List of Jumio Supported States in the USA
The United States is among the Jumio Supported Countries. Therefore, it can be used within the state for verification services. In the U.S Jumio supports:
- U.S. passports to detect manipulation and forgeries.
- U.S. driver’s licenses for security checks.
- United States ID Cards to verify people’s identity.
Additionally, various companies in the U.S. that make use of Jumio’s services includes: Airbnb, Coinbase and WebcamDolls.
Jumio Alternatives:
- HyperVerge
- Trulioo
- SEON
- iDenfy
- Persona
- Sumsub
- Onfido (Entrust ID)
- Veriff
- Shufti Pro
Conclusion
Jumio is an AI platform used mostly by businesses to verify customer identity. Jumio is used for scanning different types of documents, scan faces and detect fraud.
Scans are done to detect who’s real or fake. It searches for watermarks, unique fonts or holograms which distinguish real identity from a fake one.
Jumio has recently helped a lot of customers identify clients who stole people’s identities to gain entry into their businesses. Individuals and businesses in Jumio Supported Countries can use this service for their various needs.
Individuals can stay at home, open a bank account or sign up on apps through Jumio.
Just scan IDs and documents and complete the process.
Lastly, build a safe business with Jumio’s AI services.